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• Affording Your Medications

  Patient assistance programs, discount cards, 340B pricing, and program databases — how to pay for prescriptions without insurance.

• How to Handle Medical Bills You Can't Afford

  What to do when you can't pay a medical bill — your rights, strategies, and where to get help.

• Your Rights as an Uninsured Patient

  Federal protections under EMTALA, hospital financial assistance obligations, the No Surprises Act, and how to dispute a medical bill.

• Affordable Dental Care Without Insurance

  FQHCs with dental, dental schools, national charity programs, Medicaid dental coverage by state, and what to do in a dental emergency.

• Affordable Mental Health Care

  Crisis lines, community mental health centers, sliding-scale therapy networks, and how to get psychiatric medications at lower cost.

• Your First Free Clinic Visit: What to Expect

  What to bring, how check-in and intake work, what questions to ask, and how the sliding-scale fee structure applies to you.

• How to Apply for Medicaid

  Eligibility categories, the three application paths, documents you'll need, immigration rules, and what to do if you're denied.

• When to Use the ER (and What It Costs Uninsured)

  EMTALA rights, which symptoms require the ER vs. urgent care, typical uninsured cost ranges, and a step-by-step bill negotiation guide.